you get pocket money, don't you? do you receive it in cash or on a prepaid card? not on a bank transfer, i suppose. a friend whose father works in a bank puts the money into her bank account. she rarely borrows or lends money and she certainly never wastes it on useless things even if they look like bargains. she's been saving for nearly a year and is now looking for a bargain. she wants an inexpensive bike she can ride to school on. it isn't easy to find a discounted bike, is it?